Auto Loans

Invest your money wisely

To purchase your new vehicle, you'll need the right financing. Thousands of people apply for auto loans each year, whether through banks, credit unions, online lenders or the dealers themselves. Before applying for an auto loan, there are a number of things you should consider:

• Online Auto Loans - Shopping for auto loan financing has never been easier - just go online! Many credited, trustworthy lenders are now offering their services on the Web for fast and easy access. Online lenders will quickly approve your loan, often within minutes, and they offer competitive financing so you know you'll be receiving the lowest interest rates around. Unlike the bank or credit unions, you won't be turned away at the door. With online auto loans you can make that dream car a reality.

• Financing through a Dealer - Typically, people end up spending too much money when they finance through a dealer. A dealer will present you with high interest rates that will have you paying lots of money over the course of the loan. However, there are some benefits to financing through a dealer, such as extended warranties and mechanical services. When making your decision, you'll have to weigh the costs and benefits.
• Auto Lenders - Not all loans are created equal, that's why it's important to do your research and get to know your lenders. Shop around and compare interest rates, loan maturity rates, application procedures and customer services. Also, don't forget to ask about hidden fees! Since some of the best auto loans are found online, the most popular auto lenders are also found on the Internet. Capital One Auto Finance, Eloan.com and Bar None are all widely recognized and certified online auto lenders who will take the hassle out of getting a loan.
• Bad Credit Loans - It's no secret that getting approval for a car loan can be difficult when you have bad credit. Luckily, online auto lenders have decided to cut you some slack. Many online lenders, such as Bar None Automotive, realize that people aren't perfect and neither is their credit history. Even if your credit record has a few blemishes, online lenders will approve your application and try their best to provide you with great financing and low rates.
• Auto Loan Refinancing - For those of you who already have an auto loan, you may want to consider refinancing. Auto loan refinancing could save you hundreds, maybe even thousands of dollars on your vehicle. When you refinance, your credit score and current payments will be reevaluated to give you a better loan with lower interest rates. Shop around because different lenders will offer different rates.

It used to be we could depend on the reputation and reliability of North American cars to meet our standards - but could it be the times are changing? Here in the U.S., overseas models are continuing to rise in popularity. Find out why!

PIMP IT

If you love your car, you’ve got treat it right – stock will never do for your hot wheels! Whether it’s for performance or just for the look, aftermarket parts can turn that car you just brought home into your own pimp ride.